im 21, live at home, dont pay bills and no board! im the worst in saving money! i've had full-time jobs for abt 3 years now and have no savings!! i have attempted to save a few times but once i hit a certain amount of money i spend! but over the past 3 years i have gone oversea's twice, gone to q'land with the misses, most long weekends i go away with the boys! never used to be a drinker till about this time last year, so now on a nite out in town, can set me back around $200-$300... but now i try not to go out as much! i have owned 3 cars, i have never paid for any! i only pay for petrol, rego and insurance... have been sponsored by my parents! BUT!! im going overseas in 2 days again, once i come back i plan on saving up big time for a ring to put in my partners finger... and maybe coils! =]~ on the other note, my brother who is 2 years older then me, has worked full-time for 2 years, have bought himself 2 motor bikes, his first was 5k +1.5k on gear, second bike [2007 R6] he purchased for 13k, and he went to euorpe last year with his mates, all up he spent 25k, came back and he bought a new LCD TV and a home theatre system for his room how he saves up to have no farking clue! but i do know on most weekends, he stays at home doing nothing! i personally cant live like that! on a weekend for me to stay at home for an hour, im bored outta my brain! so thats my story! =] hopefully i start saving up now!