Thanks everyone for responding! FYI, I decided to go with AAMI because lots of people recommended them and said their service was good (somebody crashed into a friend's car before)... though I do hope to never have to make a claim. If I don't ever make a claim, though, I might be better off with Youi because they have the lowest premium for me... I'm tempted to go with them if finance tightens in the future. I'll keep an eye out for Haynes or Gregorys manuals next time I'm in the shop.... and thanks to mbruce for the camrystuff.com link! I'm downloading the manuals now! And... pardon my ignorance... what's the difference between MCV36R and ACV36R? And MY06 models and non-MY06 models?