sharpentry

Help needed. Ive got myself an '09 toyota hilux single cab. Im looking to put some black rims on it and have struggled to find something that is load rated. Now, im only looking at load rated as ive been told i need to, so as to not void my current insurance policy. Is this the whole truth? Can i get any rim i like and just specify this on my next insurance issued? Or is a load rated wheel the only legal wheel i can have on my ute? thanks in advance...