Thanks for the advice :)
Not sure what you're implying there, friend. But thanks, regardless for the warm, warm welcome
I"m not going to go into my insurance details here, suffice to say this isn't on insurance because the claim is out of date, and a long sad and sorry story. Needless to say: lesson learnt! Have called Toyota, and they're a little too expensive. Also they tend to only sell them with the airbag and seat belts - around $2k alone.
Since my car's airbag was stolen by way of the people smashing the rear quarter window, disengaging the battery and taking the airbag out of the steering wheel, I only need to buy the airbag. Thought since you had a wonderful forum here full of people who like Toyota's and a sub-forum dedicated to only the model of my car - ie. Echo, one of you wonderful, welcoming people might have had a tip :)