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Hi guys, Just a quick question...what do you guys do when you modify your car outside the legal limits of it and you have it insured....im pretty sure if you have an accident the insurance company with decline the claim due to the modification is not roadworthy or street legal....For example...My car is an 05 sportivo and its completely stock except i have lowered it 3" back and 2.5" front and the limit is apparently 2" all round...would that mean that "if" i was in an accident i would not be covered?? there are so many people out there with modifications outside the street legal like cars with 20" rims and even lower suspension...or even a loud exhaust....having said that...how do they get covered by the insurance company if its illegal??? Sorry for the long question but its bugging me...Thanks in advance....stephen

Wow what area do u live in? 5k is ridiculous, either you have a shocking driving record or something funny is going on. Also, having your name on the rego papers is NOT title to the ownership of your car, therefore the insurance company shouldnt care who's name the car is registered in. They just 'recommend' that the same name is on both pieces of paper. if you transfer the rego to your parents you will have to sell them the car, plus pay stamp duty. Bad idea. Hi Micky_tee.....live in western suburbs....fairfield to be exact...my driving record is clean...one infridgement for parking but thats about it....im 21 next week and ive got my full licence with 12 points...so my recs are pretty clean...yeh it struck me too aye when they said $5k...its shocking....i wouldnt put it under my parents name....too much hassle and what for...in the long run ill save a couple of cents...lol.....

Hi, Do you still have the sills available? cheers, stephen

The car is currently in my name and as far as i was aware, insurance companies put the owner of the vehicle as the primary insurer. maybe im just gonna have to transfer the rego of my car over to my parents name and insure it under their name...cheers stephen

Hey guys, im just new to the forum.... ive got an 05 sportivo...ive been shopping for insurance and these are the results.... 1. QBE.....$5000.00 2. GIO.....$5275.00 3. NRMA...$5700.00 4. AAMI...$4000.00 5. JUST CAR $1920.00 based on me being 20, under 21 and the location... cheers, stephen

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