Well put it this way....i am deeply considering changing companies.It just Shts me how incompentant these guys are. Apparently, my mate who used to work with insurance, he told me that basically they can access driver details almost instantaneously. My insurance company has quoted 4-6 weeks for a registration check. Like seriously, thats bullsH1@t. Well i guess thats just how it is eyy. Thanks for the feedback though Mate, i know what your saying here but wouldn't you be pi553d off if someone knew that they hit your car and drove off and there you are left to incurr the damages? Mate, 400 is not my excess. my excess is like 1k... You start to feel the pain when you've got bills to pay hitting you all at once. Im just thinking why should i drop cash for something i didn't even do. i know that 1k is a fraction of a percentage of 10,000, but money is money, especially when your not at fault. But i will ask the insurance about the age excess. Thanks for the advice though.