ok i will keep it going :) i had a civic coupe vtir b4, and i loved it, insurance is good(bit less than a stivo) and its only a 1.6, but its got one hell of an engine, 118kw(you can never get enough of the engine sound, specialy if you have a CAI), not much torque, but also its very light, and its very easy to make it look really good, mine had cf bonnet, lowered to its guts and a mugen lip, and it turns heads i tell ya. and the clio182 sport is good too as someone mentioned, gun of a car and insurance is good too. an mr-s if u want style, u can get one for 25k bucks, but i am not sure if insurance is a killer(worth checking out) finally a sportivo and celica, both have a gun NA engine 141kw, but gearbox is nothing special remember celica is 100kg lighter