congrats!!! sounds perfect!!! so when we having a house warming bbq!!!! i love it down there!! it's the perfect time to buy as well!!! we also bought a house about 4 months ago...interest rate at the time we bought this house was 9.25%.....as of last friday we are now on 5.04% that's gone down $1200 a month!!! awesome!!!! pretty good for a 5 bedroom 2 story house and it's only 6 years old!!! :D take care!!! and let us when when the celebrations start!! from mish :D