Hi Guys, As far as I know, when it comes to engines, insurance companies only take no. of cylinders & capacity into consideration. Thats why 2ZZ's & 1ZZ's are roughly the same for insurance despite the 40% power increase. I'm 25 and insured with AAMI with a lifetime rating 1 (no claims bonus). When looking at buying either a Levin or Sportivo the insurance quotes were exactly the same for both cars ($614). :D