Thats what i heard aswell... 85% Vehicle damage = super injuries,,,,, Then again, Theres always loop holes. You may even get a write off for 50% of Damages.... Its a toyota yaris the whole front end pretty much holds on from clips, as mick was saying sedan is same as hatch i have striped my freinds one with him any impact will cause it to look serious, im 80% sure its getting repaired.