Hi Leroy.. Not sure what state you live in.. But, try this insurance company.. Apparently they're cheaper then AAMI, NRMA, GIO or Justcar www.budgetdirect.com.au It's $850 for me (full comprehensive insurance) Age: 24 agree value: $25,000 Mod: minor mods (filter, suspension) Hopefully, they will insure you cheaper then the one you've try.. =) Regards Hao