Jump to content

itsmehuey

Regular Member
  • Posts

    1,142
  • Joined

  • Last visited

  • Days Won

    3

Posts posted by itsmehuey

  1. Digging up an extremely old thread cos couldn't find any answers to this one - I'm looking to get an Injen CAI for my '11 Ascent Hatch and was looking for someone in Melbourne (I live in Southbank/South Melbourne) to get it installed. Can anyone make any suggestions? Or would one of my fellow Melbournian ZRE'ers like to install it for me? spiteful.gif Would definitely reimburse you for your time/effort - cash/beer/pizza/kebab? lol.

  2. Hey guys, I'm thinking about hitting up a Injen CAI for my '11 Corolla hatch and was wondering if the correct product # is SP2079P (polished one)? For the MY10 and MY11, due to the MAF sensor being attached to the stock airbox, is there anything additional that I need to buy / do to get the CAI installed? And is there any where that someone could recommend (in Melbourne) for me to go get this thing installed? I really don't feel comfortable installing it myself. Cheers guys!

  3. hey guys was looking for some CAI's on ebay (yes I'm shopping around for more stuff for my car, damn its addictive) and stumbled across this: http://www.ebay.com.au/itm/AEM-Cold-Air-Intake-System-Toyota-Corolla-10-10-/310316442297?pt=Motors_Car_Truck_Parts_Accessories&hash=item48404d22b9#ht_3157wt_1139

    has anyone ever used or heard of it? looks like a normal AEM CAI but with some strange attachment to it and has been stated to be Electronically Tuned? whatever that means.

  4. Yeah I know what you mean man - gotta spend the money on other car related stuff. But I really love the work you did on your own sub box and the lighting! very smex.

    Anywho, I thought I'd play around with car a bit and take some pics and muck around with some lighting effects using some of the camera/photography apps on my phone.

    med_gallery_24068_1087_113774.jpg

    med_gallery_24068_1087_250658.jpg

    med_gallery_24068_1087_187239.jpg

    And here are just some random shots without any of the effects (teehee finally got my pedobear decal on):

    med_gallery_24068_1087_232779.jpg

    med_gallery_24068_1087_23151.jpg

    Some of them turned out pretty nice I reckon. Need a better camera though ugh.

  5. sorry mate, but the financial ombudsman service will do jack for you in this instance. this free service is there to aid in the resolution of disputes between financial service providers and consumers. it will NOT assist you in private civil matters, such as driver B pursuing you for their contractual obligations to Hertz. however, if AAMI were to not do anything in mitigating the loss and honouring the legal liability component of your insurance contract (highly unlikely unless you have already attempted negotiations with the third party directly), then you could go to the FOS for AAMI's lack of action. but again, the likelihood of that is pretty damn low.

    unfortunately, due to the date of loss falling in April, the amendments to the Civil Procedure Act 2005 were not in effect at the time. essentially, this means the courts will not penalise him for not taking reasonable steps or comply with his overarching obligations to negotiate a pre-litigation settlement. for you, this means you could be liable for legal fees IF the plaintiff (ie. driver B) gets a judgement in their favour.

    even so with that aside, if your claim with AAMI was indemnified and you have fulfilled your policy obligations such as paying your excess, repairing the vehicle, etc., you will not be liable for any legal fees resulting from a third party instituting legal proceedings. the only time you may be liable for legal fees and/or interest is if you were not co-operating with AAMI, or were negotiating settlement on their behalf without their consent.

    as others have mentioned, the excess driver B is paying is a binding policy condition between him and Hertz. neither you personally or your insurer are directly or even vicariously liable for this. this is a fee he would pay regardless of whether or not you were liable for the accident and so is a non-recoverable amount. for example, if he was stupid enough to be in a single vehicle loss of control type accident, he would still have to pay the excess.

    but if he was utilising a hire vehicle as a result of the accident, then you may be liable for an uninsured loss(es) such as excess reduction premiums. Hertz could even go as far as to attempy recovery for loss of use of a fleet vehicle, providing their utilisation report could prove so.

    having extensive and current industry experience in insurance law, i can tell you that getting your own solicitor involved whilst you've got a claim with AAMI for the exact same metter is one of the worst things you can do for your case. conflicting interests will create a legal nightmare on something like this.

    your best bet is to give any and all information you receive to AAMI, and let them take care of it. AAMI have a pretty aggressive reputation in litigation within the insurance industry, and have the resources to properly defend your position.

    good luck!

    thanks a bunch for your inputs mate. so what i've gathered from what you say, is that as long as I abide by my policy conditions with AAMI (i.e. not to negotiate or make any form of payment to him without any prior written consent from AAMI) that AAMI will be able to fully represent me and that I should not be held accountable for 1. his excess that he incurred and 2. the legal fees that he incurs due to instituting a legal proceeding towards this matter?

    could you clarify what you meant by "but if he was utilising a hire vehicle as a result of the accident, then you may be liable for an uninsured loss(es) such as excess reduction premiums" ?

    I don't intend on getting any personal legal representation until/unless he tries to further pursue me if he makes a first (and failed) attempt to take this matter to court where AAMI will be representing me. and I have made sure that I have sent all paperwork that I've received so far to AAMI, and if he does send me a legal letter of demand for the payment, I will also send this to AAMI too.

    I guess the main thing that I wanted to gather, is whether or not he has any legal grounds to push a legal liability on to me for the excess he incurred?

    Thanks a lot for everyone's help so far.

  6. Also I have no legal experience, but I have rented many many cars in Australia, US and England over the years. As a renter, you pay these additional fees to reduce the amount of excess that you would be required to pay in case you do have an accident and your at fault. As previously mentioned, B Driver made that agreement with the rental company (Hertz). Driver B is not claiming the damage, Hertz are claiming against Driver A insurance company. Driver A sounds like they have a good Insurance Company who is providing legal advice and representation in court on their behalf. I doubt the presiding judge or magistrate will rule in Driver B favour for legal fees.

    When I lived in the US for 6 years I owned a car and my car insurance also covered any rental cars that I may have rented within the US. This made renting cars so much easier and cheaper. It's a shame that Insurance companies here don't have similar policies.

    All the best with this.

    Thanks. when you say "As a renter, you pay these additional fees to reduce the amount of excess that you would be required to pay in case you do have an accident and your at fault." - wouldn't you also have to pay the excess if you aren't at fault? I think I read that in some of the Terms & Conditions of rental agreement.

    Driver A is actually the guy who caused this mess (the one who swerved back into the left left after he had already started turning right, in front of me, causing the blindspot between me (who was also turning right), and the guy who was coming from the other side of traffic (driver B ) but Driver A just drove off - hence why the blame had to be put on me (Driver C).

    I'm just worried about why this guy thinks he can hold me accountable for his excess - yes the police report says I'm at fault - but don't the legalities lie between me being obligated to Hertz directly for damages to their vehicle, rather than me being obligated to the driver and the excess he incurred for not taking up the accident coverage options and also as to why he would think he has the right to ding me with all his legal fees if he takes the legal route?

    And thanks, the-converter; I will have a look at the Insurance Ombudsman Service if he does end up trying to take legal action against me.

  7. Thanks for your opinions on this matter guys. I will be treating them all as opinions rather than legal advice (that is unless someone who replies has a legal background as a lawyer or solicitor lol).

    Another thing the guy said when I mentioned to him that my insurer says I'm not liable for paying his accident damages excess costs is that when he takes the legal action route, he will also be making me accountable for all his legal expenses that he racks up??? What the heck is with this guy? Does he really think he can do that??

×
×
  • Create New...

Forums


News


Membership