But isn't Just Car insurance run under AAMI? & I donnu about you, but aren't AAMI quite slow? Slow at processing things? And you can ONLY go to their selected repairer? yeah they are slow, but no, you can go to your preffered panel beater. You need to provide two quotes one from their repairer and one from yours, and they compare it and they select the "best" one according to them.