Yep sounds like the heater.. I noticed the same in the Camry when the Selection Knob is set to the "feet" option and the "air circulation" is set to 'Fresh air'' from outside (even though the air con/heater is turned off)
H11 sounds correct for low beams and Fogs. I think high beams are 9005 (im guessing thats H7) The only reason i didnt get Hi Beam HIDs is because id rarely use it. Parkers are a must :)
Thats what i heard aswell... 85% Vehicle damage = super injuries,,,,, Then again, Theres always loop holes. You may even get a write off for 50% of Damages....
If you can get an extra 3 yrs for less then $1100 then thats a good price....... It also comes down to personal choice aswell. I have only used my extended warranty once only..