Ex Financial Planner Now im a Paraplanner (the technical aspect behind financial planning). Total 4 years in the industry. Specialty: Superannuation & Retirement Planning, Tax Minimisation, Centrelink Strategies, Insurance Planning, budget planning. I do not pick stocks, that is what a research house / fund manager does. :P I just invest ppl's funds based on what those ppl tell me (which is what 95% of in the industry do) :P If you want a independant opinion on the financial advice you have been provided by another person PM me. Oh I also build / fix PC's :)