Hey Xploshun, TRUST ME ON THIS go through your insurance. I have been through a similar thing and the guy just kept stuffing around and making excuses. I just called my insurance company and they dealt with the whole thing. There is no point wasting your time and energy going through this crap, that is the reason you pay for your insurance. At least if you take it to your insurnace company its a qualified panel beater with life time warranty. Im just warning you of what can happen, cause when my insurance company chased this guy who hit me, he called police saying he had lost his licence and all this crap he made up. I was called into the police and this guy was such a shifty BAR%TARD, he wasted my time as I even took a day off work to meet him and resolve the issue and he didnt turn up. PLEASE go through your insurnace, I dont want you to go through what i had to. My insurance dealt with everything and I had no headaches after. Sorry for the long post.....