really? i thought if u are one of their nominated drivers, the discounts are passed on to u. My understanding is the discount should be passed on to the policy holder. Can someone confirm that? I don't aware you can actually nominate who you want the discount to be passed on. no wat i meant was when u are on the policy holder account as a nominated driver, the discounts get passed on to both of u rather than just the policy holder. so even when u go with an insurance company they look at ur driving history if there was no claim against you u can get the benefits for not having an at fault claim for x amount of years.