At 21 your doing alright. I was 33 when i bought my first house. Geez at 21 i was(trying to remember) hitting the gold coast/Sunny coast every weekend for a surf and sometimes before work in my Kombi with a few mates. Back when fuel was about 40 odd cents a litre man i raked up some k's in that thing. I still have it and sooned to be revived......
Well doing all that stuff is very tempting, but being from an azn background and still living at home with knowledge of commerce kinda makes it very easy to choose the rewarding yet boring path.
With rising interest rates and everyday living costs rising, why not take advance of no expenses at home and put all your income into an investment property so that by the time you're ready to really
buy your home you want to live in, you have equity