Can't help you with 1 and 2 as I am non-AU, but the RRP for a 2008 Sportivo ZR6 for example, was about $50k NZD. Now, they go for anywhere between $16k and $27k, depending on mileage and condition. That should give you a rough idea. Cars do devalue quicker than you'd like as a general rule, but Toyotas tend to hold their resale value a bit better than other brands, so I think you'll be safe there. The 2012 ATX comes standard with 16" alloys. For extras, I think a boot liner would be a good way to go, if you want to keep all the muck and dirt out of the boot, (if you play golf like me, the bag and trundler picks up all the grass and dirt off the course). Sat nav might be a good option, I am not too sure if it has it as standard, given that the ATX has a screen for the radio and CD stacker in the centre console. It does have handsfree bluetooth, so don't worry about that. Also, if you drive on gravel roads a lot, a bonnet protector is definately a worthy investment.