Sorry if I may have introduced some confusion with my statement earlier, but in terms of what you are saying, yes the clearcoat is part of the factory paintjob. What I was trying to say what that the actually paint layer/s underneath may actually be quite good but the final clearcoat layer may be where the actual defect lies. Clearcoat is meant to be pretty good at protecting the paintwork underneath and if the quality of this layer is not up to scratch, it can result in an accelerated deterioration of the paint underneath. I guess however that this is starting to probably make it a little too specific. I was only mentioning that since you did mention the following: At the end of the day, if you are having issues with your paintwork, I would probably say that you may not be concerned about the finer detail of the issue, but rather the issue as a whole.