thanks for the comments folks :)
anyways, an update
yesterday was getting a few things for my mum at my aunties when i parked my car outside onthe side of the road to move a few things to the front for my mrs to hold. Opposite road and roller shutter opened and a white camry backed out.
"She will see me..." I thought.
Backing... backing up... more more... BANG! reversed into my front driver side bumper. Caused 2 spider cracks and scuff marks on my front bumper, lower part of the bumper was also cracked (paint).
Asking for forgiveness because she has a young child in the back and its almost x-mas. I just asked for her license and got her details down. after a few minutes have gone past, her neighbour arrived home and asked what happened. She was crying to them and carrying on etc. After I got her details, she then asked for my license. I didn't have one on me. The fact that i wasn't in the car and the car was parked doesn't matter if I had a license or not. So i just gave her my address and details and name and we were about to go when the couple then said that the bottom part cannot be caused by her car because it is too high. Then the woman wanted the police to come to look at the damage. she also mentioned that the excess (insurance) is too high and that she doesn't want to pay for it.
"your problem mate" i said
The other couple also said that if the police come, i will be in trouble because I dont have a license with me. Also they said that i'd "look stupid because the damage isn't big". Still keeping my calm, I said ok, so i called the police up myself and explained the situation. She asked whether we were drinking or not and i asked the other lady. She turned around to me and said
"of course i'm not drinking, what do you think? i'm pregnant"
"maam, they asked a simple question, they expect a simple answer, do you want me to repeat what u said to me to the police?"
silence. i was getting frustrated.
They said that since no one was hurt and we weren't on the main road or busy road, they will not come out to look at the accident. So i asked the policewoman to explain to the lady and then she was bawling her eyes out. She then asked if her husband can come with me to the assessor to talk to him about my damaged car. I agreed. She was running out of options...
THEN she decided to call up a panel beater (her friend mechanic etc) to come and look at the damage. I had a client who was in pain waiting for me at my clinic. I told them I had to go but they were still holding me back saying to let it go. I told the woman firmly
"maam, if you don't pay the excess, you will be taken to court and will face them. further more, i'm running a bussiness and i was supposed to be there 30 mins ago. My client has called me and if I loose business. you're going to loose more than $550. I'll make sure i'll sue you every single cent and make you live on the street. Now if you excuse me i'll be on my way."
Since I wasn't too far away, i even left my mrs there with my car for the her panel beater/mechanic friend to come and look at it. I attended to my patient at my clinic and walked back. i saw her driving away. johnnieboi was there (thanks mate) looked after my wife.
before i left with my car, i even went to the couples house and apoligised for being so troublesome to them. We just laughed it off and I went.
Put a claim through yesterday and i'm now shopping around for the good panel shop beater.
Today I drove past the woman's house on the main road. i saw a new double story with a lexus at the front. This made me feel like they deserved it more. big double story like that with a lexus in the front and can't afford to pay the excess for the insurance? whatever...
rant over
oh wait... not yet, clutch started slipping and the stock struts are carking it... stayed tuned for more updates
also thanks vinh for your insurance help ;)