As far as I am aware, Optus (who I am with) provides absolutely nothing for the GPS to function in my phone (6110), you can even set your phone to offline mode and still use GPS. Therefore Optus have no right to charge anything for me to use GPS as it isn't them provideing it, but NavTec. The Nokia N95 uses the same software for it's GPS, so it should be identical, but it has a larger screen. I find mine great, but slow to connect. I would highly recommend it to someone who is after a new phone and GPS and only wants to use it occasionally.