1. AAMI 2. cheapest, about 1300 a year in mums name with me youngest driver (20 yo) 3. ^^^^ 4. not sure, but all my mods are legal exept the headlights. 5. 6. 20 7. maximum no life claim bonus aswell. commonwealth quoted 4600, just car 2600 and aami was 1600 till i moved to epping. i might not be covered and i dont have mods included in what they cover if the car is stolen. but they said on the phone that the mods i have are ok as they are legal but the are not covered if i crash, the car as a whole is though. i have lowered springs, exhaust, cai, headunit, alarm, HID'S, and a few others.